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relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues. The hiring of a lawyer is an important decision that
should not be based solely on advertisements. Before you decide, ask us to send you free written information about our qualifications.
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Attorneys and Debt Counselors
3019 West Azeele St. Tampa, FL 33609
Tel. (813) 876-3328
Fax (813) 876-3306
3019 West Azeele St. Tampa, FL 33609
Tel. (813) 876-3328
Fax (813) 876-3306
BANKRUPTCY ATTORNEYS SERVING:
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CHAPTER 7 BANKRUPTCY
CHAPTER 11 BANKRUPTCY
CHAPTER 13 BANKRUPTCY
BANKRUPTCY ATTORNEY
CLEARWATER BANKRUPTCY
ST. PETE BANKRUPTCY
CREDIT AFTER BANKRUPTCY
BANKRUPTCY FAQ
NEW BANKRUPTCY LAWS
CAN I FILE FOR BANKRUPTCY
BANKRUPTCY DEBT RELIEF
BANKRUPTCY EXEMPTIONS
BANKRUPTCY FILING FEE
CHAPTER 11 BANKRUPTCY
CHAPTER 13 BANKRUPTCY
BANKRUPTCY ATTORNEY
CLEARWATER BANKRUPTCY
ST. PETE BANKRUPTCY
CREDIT AFTER BANKRUPTCY
BANKRUPTCY FAQ
NEW BANKRUPTCY LAWS
CAN I FILE FOR BANKRUPTCY
BANKRUPTCY DEBT RELIEF
BANKRUPTCY EXEMPTIONS
BANKRUPTCY FILING FEE
TOPICS IN THIS SECTION
Tampa Bankruptcy Attorney explains Chapter 13 Bankruptcy.
Our bankruptcy attorney in Tampa can help you file for bankruptcy relief under U.S. Code, Title 11, with the ultimate
goal of saving your possessions, saving your home, and rebuilding your good credit. U.S. Code, Title 11, covers
several different types, or "chapters," of bankruptcy. Our Tampa, Florida bankruptcy attorneys commonly work with
three of those bankruptcy chapters, Chapter 13 is as follows:
goal of saving your possessions, saving your home, and rebuilding your good credit. U.S. Code, Title 11, covers
several different types, or "chapters," of bankruptcy. Our Tampa, Florida bankruptcy attorneys commonly work with
three of those bankruptcy chapters, Chapter 13 is as follows:
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Chapter 13 Bankruptcy
A Chapter 13 bankruptcy enables you to reduce or reorganize your debt so that you can repay some or all of it.
Chapter 13 bankruptcy is intended for individuals who are able to pay for basic living expenses, but are behind on
paying off their debts. By filing Chapter 13, you must propose in good faith that you will pay all or part of your debt
from future earnings over a period of time.
If a Florida court approves your payment plan, you may settle your debts with a Chapter 13 bankruptcy even if your
creditors are not willing to go along with the plan. By making your payments as required, you are able to stop home
foreclosure, bill collector harassment, and car repossession.
Filing Chapter 13 with a Tampa bankruptcy attorney can also put you back on the road to rebuilding your credit
rating.
A Chapter 13 bankruptcy enables you to reduce or reorganize your debt so that you can repay some or all of it.
Chapter 13 bankruptcy is intended for individuals who are able to pay for basic living expenses, but are behind on
paying off their debts. By filing Chapter 13, you must propose in good faith that you will pay all or part of your debt
from future earnings over a period of time.
If a Florida court approves your payment plan, you may settle your debts with a Chapter 13 bankruptcy even if your
creditors are not willing to go along with the plan. By making your payments as required, you are able to stop home
foreclosure, bill collector harassment, and car repossession.
Filing Chapter 13 with a Tampa bankruptcy attorney can also put you back on the road to rebuilding your credit
rating.
Conveniently located in central Tampa, Florida, the bankruptcy lawyers at Attorneys and Debt Counselors will be
glad to meet with you about whether bankruptcy would be advantageous for you, and which chapter of bankruptcy
would meet your situation. Please call (813) 876-3328 to schedule a free consultation with a Tampa bankruptcy
attorney from Attorneys and Debt Counselors.
glad to meet with you about whether bankruptcy would be advantageous for you, and which chapter of bankruptcy
would meet your situation. Please call (813) 876-3328 to schedule a free consultation with a Tampa bankruptcy
attorney from Attorneys and Debt Counselors.
What to do if Creditors contact you after you have filed for Chapter 13 Bankruptcy
If a creditor continues to call or write to you after you have advised them that you have filed for bankruptcy and given
them your case number and filing date, make sure to ask for and write down the name of the person contacting you,
and the date and time. Keep a log of any unauthorized contacts after your bankruptcy filing. If any creditor has
contacted you repeatedly after notification of your filing status you should call your attorney for assistance.
If a creditor continues to call or write to you after you have advised them that you have filed for bankruptcy and given
them your case number and filing date, make sure to ask for and write down the name of the person contacting you,
and the date and time. Keep a log of any unauthorized contacts after your bankruptcy filing. If any creditor has
contacted you repeatedly after notification of your filing status you should call your attorney for assistance.
Chapter 13 Basic Information:
Unsecured debts:
These include personal loans and credit cards. Medical bills are also unsecured debts.
Secured debts:
These include debts where the creditor has a security interest in your property to guarantee payment such as a mortgage or a car
loan.
Attorneys Fees:
Attorneys fees are higher for Chapter 13. Most bankruptcy courts regulate Chapter 13 attorney fees and some of your attorneys fees
may be paid through your Chapter 13 plan. Click here to read more about attorneys fees and filing fees.
Unsecured debts:
These include personal loans and credit cards. Medical bills are also unsecured debts.
Secured debts:
These include debts where the creditor has a security interest in your property to guarantee payment such as a mortgage or a car
loan.
Attorneys Fees:
Attorneys fees are higher for Chapter 13. Most bankruptcy courts regulate Chapter 13 attorney fees and some of your attorneys fees
may be paid through your Chapter 13 plan. Click here to read more about attorneys fees and filing fees.
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