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relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues. The hiring of a lawyer is an important decision that
should not be based solely on advertisements. Before you decide, ask us to send you free written information about our qualifications.
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Attorneys and Debt Counselors
3019 West Azeele St. Tampa, FL 33609
Tel. (813) 876-3328
Fax (813) 876-3306
3019 West Azeele St. Tampa, FL 33609
Tel. (813) 876-3328
Fax (813) 876-3306
BANKRUPTCY ATTORNEYS SERVING:
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BRANDON
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LAKELAND
CHAPTER 7 BANKRUPTCY
CHAPTER 11 BANKRUPTCY
CHAPTER 13 BANKRUPTCY
BANKRUPTCY ATTORNEY
CLEARWATER BANKRUPTCY
ST. PETE BANKRUPTCY
CREDIT AFTER BANKRUPTCY
BANKRUPTCY FAQ
NEW BANKRUPTCY LAWS
CAN I FILE FOR BANKRUPTCY
BANKRUPTCY DEBT RELIEF
BANKRUPTCY EXEMPTIONS
BANKRUPTCY FILING FEE
CHAPTER 11 BANKRUPTCY
CHAPTER 13 BANKRUPTCY
BANKRUPTCY ATTORNEY
CLEARWATER BANKRUPTCY
ST. PETE BANKRUPTCY
CREDIT AFTER BANKRUPTCY
BANKRUPTCY FAQ
NEW BANKRUPTCY LAWS
CAN I FILE FOR BANKRUPTCY
BANKRUPTCY DEBT RELIEF
BANKRUPTCY EXEMPTIONS
BANKRUPTCY FILING FEE
TOPICS IN THIS SECTION
Can I file for Bankruptcy?
The decision of whether or not to file for bankruptcy is never an easy one. And because everyone’s situation is
different, only you can determine what is best for you. However, if you’re facing the possibility of losing your home
to foreclosure, if your credit cards are maxed out and you can barely pay the minimum payments or nothing at all,
then bankruptcy may be the best decision for you.
Types of Bankruptcy
There are two main types of bankruptcy for individuals, Chapter 7 and Chapter 13. Both give you relief from your
debts and a fresh financial start through debt discharge, which is the court's order ending your liability to pay and
your creditors' ability to collect.
Chapter 7 bankruptcy is for people who have few or no assets available to pay their creditors and most or all of
their debts would be dismissed. You can learn more about chapter 7 bankruptcy by clicking here.
Chapter 13 bankruptcy reorganizes your debts so that you can make partial or full payments depending on your
repayment plan. Any remaining debts would be discharged or dismissed after you complete the repayment
plan. You can learn more about chapter 13 bankruptcy by clicking here.
If you are trying to save your home because you want to stay there and you think that your current income can
support it, a Chapter 13 bankruptcy filing would be the one that is most appropriate for you. That will prevent your
home from being foreclosed upon and taken away from you. A Chapter seven bankruptcy filing, on the other
hand, would wipe out your credit card debts in full.
The primary difference between a Chapter 7 and a Chapter 13 bankruptcy filing are that with a Chapter 13, which
is also known as a “Wage Earner’s Plan,” you do have to repay some of your debts over a period of time.
To help you understand the differences and what is best for your situation, we offer FREE phone consultations.
In most cases you can speak with an attorney the same day. Give us a call at (813) 876-3328.
different, only you can determine what is best for you. However, if you’re facing the possibility of losing your home
to foreclosure, if your credit cards are maxed out and you can barely pay the minimum payments or nothing at all,
then bankruptcy may be the best decision for you.
Types of Bankruptcy
There are two main types of bankruptcy for individuals, Chapter 7 and Chapter 13. Both give you relief from your
debts and a fresh financial start through debt discharge, which is the court's order ending your liability to pay and
your creditors' ability to collect.
Chapter 7 bankruptcy is for people who have few or no assets available to pay their creditors and most or all of
their debts would be dismissed. You can learn more about chapter 7 bankruptcy by clicking here.
Chapter 13 bankruptcy reorganizes your debts so that you can make partial or full payments depending on your
repayment plan. Any remaining debts would be discharged or dismissed after you complete the repayment
plan. You can learn more about chapter 13 bankruptcy by clicking here.
If you are trying to save your home because you want to stay there and you think that your current income can
support it, a Chapter 13 bankruptcy filing would be the one that is most appropriate for you. That will prevent your
home from being foreclosed upon and taken away from you. A Chapter seven bankruptcy filing, on the other
hand, would wipe out your credit card debts in full.
The primary difference between a Chapter 7 and a Chapter 13 bankruptcy filing are that with a Chapter 13, which
is also known as a “Wage Earner’s Plan,” you do have to repay some of your debts over a period of time.
To help you understand the differences and what is best for your situation, we offer FREE phone consultations.
In most cases you can speak with an attorney the same day. Give us a call at (813) 876-3328.
| Experienced and Affordable, Personal Service. |
Can I file for Bankruptcy more than once?
The fact is that you can file for Chapter 7 or Chapter 13 Bankruptcy once every 8 years.
It would be nice if bankruptcy guaranteed that the future would be a financial success, and that just one second chance would be
enough, but that isn't always the case. Even people who have had to file for bankruptcy in the past can still face significant financial
challenges down the road, and may need to come back again to reset, restart and rebuild. A perfect example of this is the 16th
president of the United States, Abraham Lincoln, who filed for bankruptcy twice.
The fact is that you can file for Chapter 7 or Chapter 13 Bankruptcy once every 8 years.
It would be nice if bankruptcy guaranteed that the future would be a financial success, and that just one second chance would be
enough, but that isn't always the case. Even people who have had to file for bankruptcy in the past can still face significant financial
challenges down the road, and may need to come back again to reset, restart and rebuild. A perfect example of this is the 16th
president of the United States, Abraham Lincoln, who filed for bankruptcy twice.
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| Bankruptcy Attorney Tampa, St. Pete, Clearwater |