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should not be based solely on advertisements. Before you decide, ask us to send you free written information about our qualifications.
relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues. The hiring of a lawyer is an important decision that
should not be based solely on advertisements. Before you decide, ask us to send you free written information about our qualifications.
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Attorneys and Debt Counselors
3019 West Azeele St. Tampa, FL 33609
Tel. (813) 876-3328
Fax (813) 876-3306
3019 West Azeele St. Tampa, FL 33609
Tel. (813) 876-3328
Fax (813) 876-3306
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CREDIT CARD LAWSUIT DEFENSE
CREDITOR HARASSMENT
SUING DEBT COLLECTORS
MEDICAL BILLS
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CREDITOR HARASSMENT
SUING DEBT COLLECTORS
MEDICAL BILLS
REQUEST ADDITIONAL INFO
Credit Card Lawsuit Defense from Attorneys and Debt Counselors in Tampa
Creditors and collection agencies may use intimidating or threatening techniques to try and collect on debts. Filing a
lawsuit to collect on a debt is common and it may scare you, but you do have options.
If you are served with a lawsuit by your credit card company, take immediate action. In Florida, you only have 20 days
from the date you are served to respond and there are 3 things you can do; ignore it; respond to it yourself; or hire an
attorney.
lawsuit to collect on a debt is common and it may scare you, but you do have options.
If you are served with a lawsuit by your credit card company, take immediate action. In Florida, you only have 20 days
from the date you are served to respond and there are 3 things you can do; ignore it; respond to it yourself; or hire an
attorney.
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TOPICS IN THIS SECTION
If you choose to ignore the complaint and do not respond within 20 days the Credit Card Company will get what is
called a Default Judgment against you. Since you did not respond they automatically get a judgment against you and
they will typically get the full amount they sought in their lawsuit plus attorney’s fees, plus court costs, and post
judgment interest against you. And, in certain cases they can garnish your wages, bank accounts and other assets
to recoup what they are owed in the judgment.
Should you decide to respond yourself, you do not want to write a letter to the Credit Card Company’s attorney and
admit anything, as it will be used against you. What you should do is get on the Internet and start researching how to
respond to a lawsuit. You’ll be acting as your own lawyer so you need to make sure you do things right or you will
cause yourself more problems than you started with. It’s important that you do your research, educate yourself and
respond as best you can.
If you decide to hire an attorney, an attorney will help you deal with your Credit Card Company and their lawyer and the
Judge without you having to worry about it because that is the attorney’s job.
No matter what the situation is, there is usually a defense that can be raised that will provide you with leverage to
either resolve the situation in a way that is more beneficial to you than getting a default judgment or to outright win
your case. The overall goal is a resolution that you and the credit card company can agree to and live with. If
necessary, our attorneys and debt negotiators will work out a settlement with a payment plan that you can afford.
If you are served with a lawsuit from your credit card company and aren’t sure what to do, call the Attorney’s and Debt
Counselors today.
called a Default Judgment against you. Since you did not respond they automatically get a judgment against you and
they will typically get the full amount they sought in their lawsuit plus attorney’s fees, plus court costs, and post
judgment interest against you. And, in certain cases they can garnish your wages, bank accounts and other assets
to recoup what they are owed in the judgment.
Should you decide to respond yourself, you do not want to write a letter to the Credit Card Company’s attorney and
admit anything, as it will be used against you. What you should do is get on the Internet and start researching how to
respond to a lawsuit. You’ll be acting as your own lawyer so you need to make sure you do things right or you will
cause yourself more problems than you started with. It’s important that you do your research, educate yourself and
respond as best you can.
If you decide to hire an attorney, an attorney will help you deal with your Credit Card Company and their lawyer and the
Judge without you having to worry about it because that is the attorney’s job.
No matter what the situation is, there is usually a defense that can be raised that will provide you with leverage to
either resolve the situation in a way that is more beneficial to you than getting a default judgment or to outright win
your case. The overall goal is a resolution that you and the credit card company can agree to and live with. If
necessary, our attorneys and debt negotiators will work out a settlement with a payment plan that you can afford.
If you are served with a lawsuit from your credit card company and aren’t sure what to do, call the Attorney’s and Debt
Counselors today.
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Developing a Budget
A solid financial foundation starts with a monthly budget. Make sure that you know what is coming in (your income) and what is going
out (your expenses) each month. And, make sure that all systems are set for a healthy budget. You should always bring in more than
you spend. If your expenses are more than your income, it is time for a change.
A solid financial foundation starts with a monthly budget. Make sure that you know what is coming in (your income) and what is going
out (your expenses) each month. And, make sure that all systems are set for a healthy budget. You should always bring in more than
you spend. If your expenses are more than your income, it is time for a change.
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