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relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues. The hiring of a lawyer is an important decision that
should not be based solely on advertisements. Before you decide, ask us to send you free written information about our qualifications.
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Attorneys and Debt Counselors
3019 West Azeele St. Tampa, FL 33609
Tel. (813) 876-3328
Fax (813) 876-3306
3019 West Azeele St. Tampa, FL 33609
Tel. (813) 876-3328
Fax (813) 876-3306
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Tampa Attorney for help with Creditor Harassment
Anyone who has fallen behind on a bill or two knows what it’s like to receive a phone call from a creditor and
there are many strategies for dealing with creditors.
If you explain why your account is in default, you may be able to make arrangements with the creditor to lower the
payments or make special payment arrangements. Usually creditors are reasonable and will try to work with you.
In most cases the debt can be handled amicably and life goes on as always.
there are many strategies for dealing with creditors.
If you explain why your account is in default, you may be able to make arrangements with the creditor to lower the
payments or make special payment arrangements. Usually creditors are reasonable and will try to work with you.
In most cases the debt can be handled amicably and life goes on as always.
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TOPICS IN THIS SECTION
Unfortunately there are situations in which creditors use tactics that are harassing and can be quite stressful.
Debt Collector/Creditor Harassment is prohibited by both Federal & Florida law. These laws exist to stop abusive
debt collectors and abusive creditors from using prohibited collection techniques to collect debts. These laws
also allow you, the consumer, to seek damages against collection companies and creditors for violations of
these consumer protections.
There are many things a creditor or collector is prohibited from doing. They cannot threaten to use force or
violence against you. They cannot contact your employer without obtaining a judgment against you or without
having your written consent. A creditor cannot threaten to send the sheriff to your home or put you in jail. They
cannot use vulgar or intimidating language and they cannot pretend to be an attorney or from a legal department
when in fact, they are not.
Bill collectors have the right to collect legitimate debts but even creditors and bill collectors must abide by basic
rules under Florida and Federal law. If you feel that you are being harassed from a debt collector, call the
Attorneys and Debt Counselors today.
Please call (813) 876-3328 to schedule a free consultation with a Tampa bankruptcy attorney from Attorneys
and Debt Counselors.
Debt Collector/Creditor Harassment is prohibited by both Federal & Florida law. These laws exist to stop abusive
debt collectors and abusive creditors from using prohibited collection techniques to collect debts. These laws
also allow you, the consumer, to seek damages against collection companies and creditors for violations of
these consumer protections.
There are many things a creditor or collector is prohibited from doing. They cannot threaten to use force or
violence against you. They cannot contact your employer without obtaining a judgment against you or without
having your written consent. A creditor cannot threaten to send the sheriff to your home or put you in jail. They
cannot use vulgar or intimidating language and they cannot pretend to be an attorney or from a legal department
when in fact, they are not.
Bill collectors have the right to collect legitimate debts but even creditors and bill collectors must abide by basic
rules under Florida and Federal law. If you feel that you are being harassed from a debt collector, call the
Attorneys and Debt Counselors today.
Please call (813) 876-3328 to schedule a free consultation with a Tampa bankruptcy attorney from Attorneys
and Debt Counselors.
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How and When can a debt collector contact you?
A debt collector may contact you in person, or by mail, email, telephone, telegram or fax. However, a collector may not communicate
with you or your family with such frequency as can reasonably considered harassing. A debt collector may not contact you at work if the
collector knows your employer does not approve, nor may a collector contact you at unreasonable times or places, such as before 8
a.m. or after 9 p.m., unless you agree.
A debt collector may contact you in person, or by mail, email, telephone, telegram or fax. However, a collector may not communicate
with you or your family with such frequency as can reasonably considered harassing. A debt collector may not contact you at work if the
collector knows your employer does not approve, nor may a collector contact you at unreasonable times or places, such as before 8
a.m. or after 9 p.m., unless you agree.
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