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relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues. The hiring of a lawyer is an important decision that
should not be based solely on advertisements. Before you decide, ask us to send you free written information about our qualifications.
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Attorneys and Debt Counselors
3019 West Azeele St. Tampa, FL 33609
Tel. (813) 876-3328
Fax (813) 876-3306
3019 West Azeele St. Tampa, FL 33609
Tel. (813) 876-3328
Fax (813) 876-3306
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CREDIT CARD LAWSUIT DEFENSE
CREDITOR HARASSMENT
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SUING DEBT COLLECTORS
MEDICAL BILLS
REQUEST ADDITIONAL INFO
Attorneys and Debt Counselors, assisting clients in Tampa, St. Pete and Clearwater with Credit Card Defense, Creditor Harassment and lawsuits against Debt Collectors.
The lawyers from Attorneys and Debt Counselors offer honest and practical advice when it comes to dealing with
debt collectors. Whether you’re being harassed from a credit card company, are faced with piles of unpaid medical
bills or need help with a credit card defense lawsuit, we can help.
The Attorneys and Debt Counselors are dedicated to protecting consumers against the unfair practices of abusive
debt collectors. We have helped many clients facing debt collectors hounding them for debt related to student loans,
mortgages, car loans, credit cards and medical bills.
debt collectors. Whether you’re being harassed from a credit card company, are faced with piles of unpaid medical
bills or need help with a credit card defense lawsuit, we can help.
The Attorneys and Debt Counselors are dedicated to protecting consumers against the unfair practices of abusive
debt collectors. We have helped many clients facing debt collectors hounding them for debt related to student loans,
mortgages, car loans, credit cards and medical bills.
TOPICS IN THIS SECTION
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How do I find out more about fair debt collection?
The federal government provides information for consumers regarding the Fair Debt Collections Practicing Act. You can read more
about this law by clicking here to read or download a pdf provided by the FTC.
The federal government provides information for consumers regarding the Fair Debt Collections Practicing Act. You can read more
about this law by clicking here to read or download a pdf provided by the FTC.
Get the peace of mind you deserve with proactive legal responses to the abusive and harassing tactics that debt
collectors so frequently resort to in their day to day operations.
Under federal law, debt collectors that collect debts in error, provide poor customer service, have rude employees,
use improper collection tactics, have improper billing, use vulgarity, make harassing phone calls, and make threats
to consumers aren’t acting lawfully or professionally. Federal legislation to address these widespread abuses
among collection agencies was enacted into law by Congress in 1977 through the Fair Debt Collection Practices Act.
The FCDPA expressly forbids collection agencies to:
• Threaten to harm you, a family member, your reputation or property
• Curse or use profane language
• Talk to one of your neighbors, relatives or employer about your debt
• Call repeatedly and at unreasonable hours (before 8AM or after 9PM)
• Make a false statement about the debt or the collection effort
• Falsely identify himself/herself as an attorney
• Threaten to garnish benefits such as Social Security, pension child support or alimony
• Use an envelope or post card that reveals to the world that you owe money
Other laws, including the Fair Credit Reporting Act and consumer protection laws enacted at the state levels offer
consumer’s protection against unfair collection tactics as well. However, these laws are only powerful if those being
harassed speak up and pursue their rights.
If you are facing harassing tactics from a debt collector contact the Attorneys and Debt Counselors today for a free
consultation.
collectors so frequently resort to in their day to day operations.
Under federal law, debt collectors that collect debts in error, provide poor customer service, have rude employees,
use improper collection tactics, have improper billing, use vulgarity, make harassing phone calls, and make threats
to consumers aren’t acting lawfully or professionally. Federal legislation to address these widespread abuses
among collection agencies was enacted into law by Congress in 1977 through the Fair Debt Collection Practices Act.
The FCDPA expressly forbids collection agencies to:
• Threaten to harm you, a family member, your reputation or property
• Curse or use profane language
• Talk to one of your neighbors, relatives or employer about your debt
• Call repeatedly and at unreasonable hours (before 8AM or after 9PM)
• Make a false statement about the debt or the collection effort
• Falsely identify himself/herself as an attorney
• Threaten to garnish benefits such as Social Security, pension child support or alimony
• Use an envelope or post card that reveals to the world that you owe money
Other laws, including the Fair Credit Reporting Act and consumer protection laws enacted at the state levels offer
consumer’s protection against unfair collection tactics as well. However, these laws are only powerful if those being
harassed speak up and pursue their rights.
If you are facing harassing tactics from a debt collector contact the Attorneys and Debt Counselors today for a free
consultation.
| Bankruptcy Attorney Tampa, St. Pete, Clearwater |