ATTORNEYS & DEBT COUNSELORS
The Law Office of Peter D. Carratt
(813) 876-3328
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Attorneys and Debt Counselors
3019 West Azeele St.  Tampa, FL  33609
Tel.  (813) 876-3328
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Tampa Debt Relief Lawyers, Attorneys & Debt Counselors

If you are looking for a debt relief attorney and you reside in Tampa, Clearwater or St. Pete, you have come to the right
place. We will listen to all of your concerns, and then do our best to help you.

Every year over 1 million Americans file for protection under the federal bankruptcy laws.  Some have abused their
credit or are financially irresponsible. However, some people who do their best to pay all of their bills and pay them
on time can still find themselves in financial trouble. Due to the state of the economy or
medical bills, a divorce or the
loss of a job can quickly wipe out a life’s savings.  For these individuals,
bankruptcy can provide a second chance
and a fresh start.  At the same time, debt-settlement may be an alternative that can be assessed with an attorney in
order to avoid bankruptcy at all cost.

Debt negotiation is a process that facilitates the negotiation of debt settlement between the debtor and the creditor.  It
is evident that numerous people are not able to pay back their debts even though they have the intention to pay. For
this reason debt settlement is an alternative to negotiate with the creditors in order to reduce current outstanding
balances by a certain percentage thus giving the consumer some debt relief.

No two situations are the same and it’s very important to discuss yours with an experienced debt relief attorney who
can help you determine what is best for you and your family.
Experienced and Affordable, Personal Service.
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Please call (813) 876-3328 to schedule a free consultation with a Tampa bankruptcy attorney who can assist you with
debt relief from Attorneys and Debt Counselors.
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What is the interest rate on your credit cards?

The average annual percentage rate (APR) on new credit card offers is 14.96 percent according to reports by creditcards.com.  These
increases have a real impact.

A typical cardholder who borrowed $5,000 on a credit card today and consistently paid $150 per month at today's average interest rate
would have to pay $6,503 to pay off the debt. That's $113 more than would have been required a year ago, when rates stood at 14.15
percent.
Bankruptcy Attorney Tampa, St. Pete, Clearwater