Bankruptcy Attorney Tampa - Help with Garnishment
Attorneys and Debt Counselors
Tampa, Bankruptcy Attorneys
3019 West Azeele Street
Tampa, Florida 33609

Phone: 813-876-3328
Fax: 813-876-3306
E-mail: pdc@bkrptlaw.com
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Is a creditor threatening to sue you and garnish your wages?  Has a creditor threatened to garnish your bank
account?  Is there a judgment against you which could result in garnishment?

If you answered yes to any of the above questions then you need to know how garnishment works and what you can
do to protect you and your family.  Garnishment does have some built-in protection in the form of limits as to how much
a creditor can take.  There are also certain types of property or funds that cannot be garnished.

There are several steps a creditor must take before garnishment begins, from obtaining a judgment to giving notice of
the garnishment and most importantly, advising you of the procedures that you can follow to contest the garnishment.
Your vehicle, wages and bank account can all be garnished but there are limitations.

Creditors aren’t allowed to repossess and sell vehicles if the equity in the vehicle is under a certain amount and,
under federal law, a creditor can only take a specified amount from your paychecks.
Experienced and Affordable, Personal Service.
With the exception of Child or Spousal support, your income cannot be garnished if it comes from:

•        Social Security benefits
•        Retirement plan benefits
•        Public assistance benefits
•        Workers' compensation  
•        Unemployment or disability benefits
•        Workers' compensation awards
•        Unemployment or disability benefits
Many exempt funds can be garnished to pay child or spousal support.  Also, the percentage of your disposable
income that can be garnished is higher for support than it is for other types of debt.

There is another form of protection under federal law:  Your employer cannot fire you because of one garnishment.  
However, you can be fired for having more than one garnishment.

The Attorneys from Attorney and Debt Counselors are experienced in debtor-creditor and bankruptcy law and can
advise you on the best methods for handling garnishment in a matter that will be best for you and your family.  Call us
today for a free consultation.
(813) 876.3328