ATTORNEYS & DEBT COUNSELORS
The Law Office of Peter D. Carratt (813) 876-3328
|
This website is designed for general information only. The information presented at this site should not be construed to be formal legal advice, nor the formation of a lawyer/client
relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues. The hiring of a lawyer is an important decision that
should not be based solely on advertisements. Before you decide, ask us to send you free written information about our qualifications.
2008-2011 Attorneys and Debt Counselors, P.A. All Rights Reserved.
|
Attorneys and Debt Counselors
3019 West Azeele St. Tampa, FL 33609
Tel. (813) 876-3328
Fax (813) 876-3306
BANKRUPTCY ATTORNEYS SERVING:
TAMPA
CLEARWATER
NEW PORT RICHEY
BRANDON
ST. PETERSBURG
TARPON SPRINGS
RIVERVIEW
LAKELAND
Help with medical bills from the lawyers of Attorneys and Debt Counselors of Tampa
Medical bills are one on the main reasons that people file for bankruptcy. Can your medical bills be eliminated by
filing bankruptcy?
Yes, medical bills are among the unsecured debt that can be listed among your debts for discharge in Chapter 7
bankruptcy. However, if you are not eligible to file Chapter 7, you can still include your medical bills in your
court-supervised repayment plan under Chapter 13.
Experienced and Affordable, Personal Service.
|
TOPICS IN THIS SECTION
Even when people are insured, the time off of work and
loss of income can make their debt situation even
worse. Unfortunately, many people in the United
States have found themselves on the brink of financial
ruin because of an illness.
If you or a loved one have suffered from an illness,
which has left you with medical bills, doctor bills,
hospital charges, or any other type of medical related
debt, you may consider dealing with those bills in
bankruptcy. Bankruptcy can be a viable solution to
burdensome medical bills.
It’s not always easy to recover from a serious illness
but it can be made worse with the stress of unpaid
medical bills. Call the Attorneys and Debt Counselors
today for a free consultation. We can help you
determine if bankruptcy is the option for you.
Please call (813) 876-3328 to schedule a free
consultation with a Tampa bankruptcy attorney from
Attorneys and Debt Counselors.

Can An Unpaid Medical Bill Affect My Credit?
While it certainly is not uncommon for medical collections to appear on credit reports, how it affects credit depends on the lenders
discretion. Institutions vary as to how to deal with a person’s medical bills. In instances where you are attempting to finance or
refinance a home loan, it depends on the mortgage company’s underwriting criteria as to whether medical collections must be paid
off as a stipulation for approval.
The bottom line is the only way you can be sure an unpaid medical bill will not affect your credit report is to pay it. You also have other
options, you could negotiate with collection agencies to either work out a payment that you can afford, dispute erroneous bills, or write
an explanation of the situation that can be attached to your credit report.
Bankruptcy Attorney Tampa, St. Pete, Clearwater
|