Your Bankruptcy Attorney for St. Petersburg, Florida
Attorneys and Debt Counselors
Tampa, Bankruptcy Attorneys
3019 West Azeele Street
Tampa, Florida 33609
Phone: 813-876-3328
Fax: 813-876-3306
E-mail: pdc@bkrptlaw.com
© 2008 - 2009 Attorneys and Debt Counselors, P.A. All rights reserved
This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice, nor the
formation of a lawyer/client relationship. Persons accessing this site are encouraged to seek independent counsel for advice regarding their individual
legal issues. The hiring of a lawyer is an important decision that should not be based solely on advertisements. Before you decide, ask us to send you
free written information about our qualifications.
(813) 876.3328
For years, our bankruptcy firm has assisted people and businesses throughout the Tampa Bay area, including clients in
Saint Petersburg. Our St. Pete bankruptcy clients are often surprised to learn that, with the assistance of a bankruptcy
lawyer, it is easy and affordable to liberate themselves from the financial burdens that have caused them so much worry
and stress. By meeting with a bankruptcy attorney from Attorneys and Debt Counselors, we can show you how to erase
some or all of your debt, keep your exempt assets, as well as stop foreclosure and vehicle repossession in St.
Petersburg, Florida.
First, a bankruptcy attorney from our firm can advise you on which chapter of bankruptcy you qualify for in St. Petersburg.
For example, Chapter 7 bankruptcy arranges for a person’s non-exempt assets to be sold, or liquidated, and the money
applied to debt. In most cases, Chapter 7 bankruptcy filers are able to erase their debts and keep their personal property
because much of it is legally exempt from liquidation. In a nutshell, Chapter 7 bankruptcy helps people to be liberated
from credit cards, medical bills, and other unsecured debt, which offers the freedom to pay for and hold onto their legally
exempt homes and vehicles.
Chapter 13 bankruptcy is for St. Petersburg residents who, according to the court, earn enough income to repay a
percentage of their debts over a 3-5 year plan. Chapter 13 offers a way for people to catch up on mortgage and car loan
payments, which stops home foreclosure and vehicle repossession.
Chapter 11 bankruptcy is mainly designed for St. Petersburg businesses. Chapter 11 is also known as a corporate
reorganization bankruptcy. In addition to being filed by businesses, rarely Chapter 11 may also be filed by individuals with
high incomes and valuable assets.
A bankruptcy lawyer from Attorneys and Debt Counselors will gladly sit down for a free consultation with Saint Petersburg
individuals and businesses to discuss all the options available. Our firm provides personalized, affordable service and
we are committed to helping Tampa Bay area residents avoid foreclosure, repossessions, creditor harassment, and
more through bankruptcy and debt negotiation. If you have questions about bankruptcy in Saint Petersburg, we invite you
to call us at (813) 876-3328 for a free initial consultation with a bankruptcy attorney. We are located in central Tampa, a
quick trip across the Gandy Bridge or the Howard Frankland Bridge. For your convenience, we also are available for
Saturday appointments.
Experienced and Affordable, Personal Service.