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Stop Foreclosure - Tampa Attorneys and Debt Counselors can help you find a viable solution.

During tough economic times, foreclosures and vehicle repossessions are common, leaving many people
desperate to save their home, car, and other possessions. Most people do not realize that
filing bankruptcy can
stop home foreclosure, stop repossession, and help them keep most of their property. If you are falling behind on
mortgage payments, car payments, and other debt, you should consult with a bankruptcy lawyer in Tampa from
Attorneys and Debt Counselors for a free consultation about the legal options available to you.

Federal bankruptcy laws are part of U.S. Code, Title 11. The two main chapters of this code dealing with bankruptcy
for consumers are Chapter 7 and Chapter 13.  Either of these chapters may be of assistance if you wish to stop
foreclosure, stop repossession, and stop bill collector harassment.
Experienced and Affordable, Personal Service.
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A Chapter 13 bankruptcy often provides the best solution for people
who want to stop foreclosure, repossession, and bill collector
harassment. With a
Chapter 13 bankruptcy, you will receive an
“automatic stay” from the bankruptcy court. An automatic stay forces
bill collectors to halt all debt collection efforts, including foreclosure
and car repossession. In addition to the automatic stay, you also will
receive 3 to 5 years to catch up on your current and past due debt
payments. As long as you make your payments as agreed upon in the
Chapter 13 bankruptcy plan, foreclosure proceedings, repossessions,
and other collection attempts will end.

The other option is a
Chapter 7 bankruptcy. This is a liquidating
bankruptcy, meaning that some or all of your property may be sold to
pay back your creditors. However, in a Florida Chapter 7 bankruptcy,
you may be able to make some of your property exempt, protecting it
from being sold or liquidated. Common exemptions in a Florida
Chapter 7 bankruptcy could be your home, vehicle, and certain other
personal items.
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Foreclosures in Florida...

According to the latest Statistics from Realty Trac, 1 in every 376 housing units in Florida received a foreclosure filing in august of
2011.  Hillsborough County had the fourth highest number of foreclosures for the same month with 1,978 foreclosure filings.   
Both Chapter 13 and Chapter 7 bankruptcies are complex, and mistakes are costly. A Florida bankruptcy lawyer
should be your resource for explaining all the options available to you, especially the options that stop foreclosure, stop
repossession, stop
bill collector harassment, and provide Florida debt negotiation services. Please call us at (813)
876-3328
to schedule a free consultation about your case.
Bankruptcy Attorney Tampa, St. Pete, Clearwater